This is likely to be an advanced fee fraud.

The chap overpays you, usually with a foreign drawn stolen or forged cheque or draft. You pay it into your account and your bank may state that it has cleared but it has not. The "shipper comes to collect your car and the overpayment which you give him in cash "less something for your trouble".

You thus have no car and have given him £3705 in cash.

The cheque is discovered to be fraudulent and the bank deducts the value from your bank account (often months later).

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